The list of all the end-text references is referred to as the Reference List.
A Bibliography is listed after the Reference List. This list refers to all the resources read in preparation of your assignment, whereas, the Reference List refers to all the In-Text Citations made in your assignment.
Check with your lecturer to find out if they require a Reference List or a Bibliography.
Important: Remember that quoting, summarising and paraphrasing (even when referenced) should not make up your whole assignment. Click on the links below to find out how to use information ethically and how to avoid plagiarism.
How to refererence using Word 2007.
Most databases have reference formatting tools built into them. This allows you to search and select resources then create a citation or list in one of many common formats, including APA. Here is a tutorial to show you how.